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School A offered me a subsidized Direct Loan, but School B did not. Why do the awards differ?

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School A offered me a subsidized Direct Loan, but School B did not. Why do the awards differ?

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The subsidization is based on the Expected Family Contribution, Cost of Education (specific to the school), and total amount of grant assistance. School B may be less expensive or may have offered grant aid that minimized, or eliminated, your eligibility for the loan subsidy.

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