s 1. Q: What is a PPO?
A PPO is a medical plan with a large group or network of providers contracted to provide their services at reduced rates. The PPO allows participants to use physicians and hospitals in the BlueChoice network, without the use of a primary care provider for referrals to specialists and hospitals. The Plan provides benefits for both in-network and out-of-network services, although the plan pays higher benefits for services provided in-network.