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Rhode Island Homeowners FAQ: Will my homeowners insurance protect any special collections that I have such as antiques, jewelry, coins or stamps or do I need to purchase additional insurance?

April 26, 2017antiques Coins collections homeowners homeowners insurance Jewelry protect rhode island special stamps

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Rhode Island Homeowners FAQ: Will my homeowners insurance protect any special collections that I have such as antiques, jewelry, coins or stamps or do I need to purchase additional insurance?

1 Answer

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These items will need to be professionally appraised and are only routinely covered up to a certain amount. Anything over the limit set by the insurance company will need an additional policy rider for coverage.