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Reverse Mortgages — rate spread. If a lender reports an application or loan for a reverse mortgage, does the lender have to report a rate spread?

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Reverse Mortgages — rate spread. If a lender reports an application or loan for a reverse mortgage, does the lender have to report a rate spread?

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Yes, unless the reverse mortgage is a HELOC, for which lenders are not required to report rate spread. See HELOCs—rate spread not reported.

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