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Return to list of questions What happens if I do not complete my plan payments in a Chapter 13?

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Return to list of questions What happens if I do not complete my plan payments in a Chapter 13?

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If you are unable to complete your plan payments, you or any of your creditors can ask the court to convert your case to a Chapter 7 bankruptcy case. Alternatively, if the failure of the plan was due to circumstances beyond your control and your creditors have received, through payments made, an amount equal to what they would have received under a Chapter 7 case, the court may grant you a discharge of some, but not all, of your debt.

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