PPO Health Insurance – Is It Better?
What is PPO Health Insurance PPO basically means Preferred Provider Organization. A PPO health insurance plan is offered by an organized health care plan that offer its member a limited choice of hospitals, doctors and specialists and also the ability to seek the services of a doctor or specialist outside the network. The health net PPO member will be reimbursing only 70% of the cost which the member will have to do all the paper work for his claims. The PPO health insurance plans is similar to an indemnity plan in that a PPO enters into an agreement with medical doctors and hospitals to provide medical care to their members which these doctor or hospitals will charge them for a lesser fee for the service they render. Another unique feature of a PPO is the freedom of the insured to consult with any doctor they wish, even from outside the network of the PPO. So if you consult a doctor outside the PPO network you stand to pay more than if you have consulted from within the network also t
