Pay bills with a credit card?
I just went through this, switching as many accounts as possible from being automatically withdrawn from a checking account to going on a cash back credit card. Some vendors simply don’t accept credit cards. Hell, I’d pay my mortgage on a credit card for cash back if I could. Most utility companies don’t accept credit card payments or use a third party processor that charges a fee. Land line phone, cell phone, cable TV & internet, car insurance, homeowner’s insurance, no problem. trevyn, it was a hassle to switch from checking account to credit card (in some cases) but switching credit cards can be done on-line with a few mouse clicks in ninety seconds or so. This all assumes that you will pay the CC bill in full each month. Just get a cash back card.
i think you need to read this Credit Card Faqs. you will find an answer for any credit card questions you have on that site.
my girlfriend works in a call center redeeming credit card points for airline tickets. there are a LOT of restrictions on when, where, and how you can redeem your points for airmiles. most people don’t realize this until they try to redeem their points, and this is why my girlfriend hates her job. of course restrictions vary by what card/program you have, but i would recommend you go with a card that just gives you cash back or gift certificates. much less hassle. discover gives cash back (though a lot of places don’t accept it), and the bank of america platinum visa is another.
