ow long will it take for a merchant to receive my payment?
Allow two business days for electronic merchants and five business days for those merchants paid by paper check (for those unable to receive electronic payment). Your Bill Pay will tell you whether a merchant is receiving payments electronically or by a check in the mail. Please remember that Congressional FCU cannot control the delivery of payments by the post office or the posting schedule of the merchant (when the payment is actually credited to your account). Because merchants may not post the payment the same day that they receive them, we recommend that you include a few “cushion” days in your timing of bill payments. It is your responsibility to select dates to allow enough time for the payment to get to the merchant so that you are not late with your payments.
