Our company currently has a policy with Health Plan of Nevada. Can we switch to the Chambers group insurance plan?
A. If a group currently has coverage with Health Plan of Nevada or Sierra Health and Life Insurance Company, Inc. they may move to a Chamber plan on their anniversary date or annual renewal date as long as there is no lapse in coverage. These groups must reapply for coverage. However, any group previously insured by Health Plan of Nevada or Sierra Health and Life whose coverage is terminated may not apply for new coverage within 12 months of the termination date. If a prospective Chamber group makes application for coverage and declines to accept their final Medical Underwriting Rating Factor (MURF) as assigned by Medical Underwriting, Health Plan of Nevada will not consider reapplication as a new Chamber group within 90 days of the group’s initial effective date.
