Other than the benefit level, are there any differences in the medical plan if I use non-network providers?
Non-network health care providers can bill you for any difference between actual charges and the approved amount plus any charges for services deemed not medically necessary or not authorized by BlueCross BlueShield of Tennessee. For these reasons, it is very important to select a network provider whenever possible and to show your identification card to your doctor or hospital before you are admitted. The card contains information about the prior authorization requirements and also provides a toll-free number that providers may call for more information about your benefit plan.
