On what dates will the premium be collected?
The premium will be collected on the 15th of the month prior to the start of the next quarter. The Guardians DentalGuard Preferred Program What is Guardians DentalGuard Insurance? This is a more comprehensive dental program. It complements the AFTRA H&R Preventative Coverage. Can I visit any dentist or specialist or only certain ones? If you go to a DentalGuard Preferred Network Provider, the benefits described on the Benefit and Cost Summary will be paid based on a reduced fee schedule (this will mean less out-of-pocket). The network provider cannot charge in excess of the fee schedule and you get more services with your yearly maximum. If you go to a non-contracted dentist, the benefits will be based on the in-network fee schedule, however the provider can charge you the difference of the fee schedule and his normal rates. What is a plan deductible and/or annual maximum? A deductible is the dollar amount of covered dental expenses you must pay during the year before benefits are paid
