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Occasionally, CARCO requests the salary of the applicant. Why is that necessary?

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Occasionally, CARCO requests the salary of the applicant. Why is that necessary?

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In most cases, salary is not an issue with respect to conducting the background check. However, in certain circumstances, salary information may be requested to assist us in determining whether certain adverse information may be lawfully reported to the employer. The federal Fair Credit Reporting Act (FCRA) usually prevails in the reporting of adverse information. Generally, adverse information cannot be reported if it is more than (7) years old unless the consumer earns, or is reasonably expected to earn, $75,000 or more annually. Under federal law, criminal convictions may be reported without restriction. However, certain states have enacted FCRA laws that are stricter than federal law. Some states restrict the reporting of adverse information, including criminal convictions, beyond 7 years and/or where certain salary thresholds are not met (usually lower than the federal $75,000 threshold).

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