NY mortgage refinance, what fees are required?
You always pay fee’s to the title company and NYS. Title insurance ranges on location. ie- mortgage tax in long island is .80%, nyc 1.8% upstate not sure. That is based on your loan amount financed. You have to pay title insurance again, but it discounted if the policy was issued within 10 years. Please note NYS has the highest closing cost in the USA. Its hard to give you a estimate on fees to the penny when you leave out the loan amount.
