Negative Items Removed From Credit Report: How To Do It?
Maybe you are not aware that incorrect information in your credit score report can ruin your credit position and jeopardize your chances of availing loans or credit cards. Therefore, you should not allow it to remain there. In removing incorrect information from your credit report, you have two options: seek the help of a credit repair agency or do it yourself. Authentic credit repair agencies can save you time and the hassle of writing letters and following up with credit bureaus for the actions taken. But be careful with dubious agencies that make all kinds of false promises that are not possible, like removal of all negative entries which includes accurate and genuine ones such as late payment histories and bankruptcies. By federal law, these negative entries have to remain in your credit score report for seven years, and even 10 years if there is a bankruptcy. These agencies cannot get these details removed.
