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My wife and four kids are under the OAP plan. Does that mean each of us has to meet the $350 annual deductible?

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My wife and four kids are under the OAP plan. Does that mean each of us has to meet the $350 annual deductible?

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There is a $700.00 maximum for the Family Deductible. At least one family member will have to meet the $350.00 deductible. The balance of the deductible can be a combined total. But remember, when you use OAP providers, there is no deductible, so you could save a considerable amount of money.

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