My utility company is threatening to cut off my service or has already cut off my service for my light, gas, phone or heat. Can I stop the cutoff or restore my service?
Yes. Bankruptcy, either Chapter 7 or Chapter 13 will restore your service, or prevent cutoff. We can file your case and notify the utility. They will then restore your service. The utility will then set up a new deposit arrangement, and you will be able to pay for your utility service, for future services. Past-due bills will be included in your Bankruptcy case.