My UK visa application is ready for collection after only 12 working days, what does this mean, a refusal or not?
Probably your visa has been granted. Sometimes if all the documents are OK and it’s a straight forward application, and the Immigration Authorities are not experiencing backlog, it takes less time to process a visa application. The processing period that is announced is just an approximate one so you shouldn’t worry at all. If your visa was refused probably they would have just sent the documents back to you or if there was something wrong – require additional documents.