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My new employer has a 90 day waiting period before I am eligible for the health insurance plan. Does that time count toward my 63 days to determine if I had a lapse in coverage?

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My new employer has a 90 day waiting period before I am eligible for the health insurance plan. Does that time count toward my 63 days to determine if I had a lapse in coverage?

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No, not if you enroll when you are first eligible. If you had continuous coverage with your last employment, only the time you were without coverage before you started your new job counts toward the 63 days.

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