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My instalments are spread over 10 months April to January. Can I have them spread over all 12 months?

April 26, 2017April instalments January months spread

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My instalments are spread over 10 months April to January. Can I have them spread over all 12 months?

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No. The Law states that we have to offer payment over 10 monthly instalments in a full financial year (April to March). The number of instalments reduces as the financial year progresses.