My home is beginning to show signs that it may have been poorly constructed. Does my homeowners policy cover damage resulting from construction defects?
No. Homeowners policies typically do not cover damage resulting from construction defects. If your home is a new construction, check your builders warranty to see if the repairs are covered by the builder. When purchasing a home, always be sure to have it completely inspected by a licensed professional. And do not purchase the home until all of the inspector’s suggested repairs are made to your satisfaction.
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