My friend borrowed another friends car and rear ended someone. The car she was driving was not insured…?
The ‘other’ driver should report the accident to their insurance company, and their legal team will more than likely contact your friend for reimbursement of damage and excess charges. As your friend was not insured (doesn’t matter about the car), she will be fully liable for all charges which will also cover legal fees as well. You can only hope that the other driver has not raised a claim with his company and will settle for your friend paying for all damages. You must consider that a ‘smashed tail light’ may have also damaged the attachment points so that a new unit will not fit without internal repair. If the other driver decides to report the incident to the police, then your friend and the owner of the uninsured car are likely to receive a visit very shortly.