My father had a heart attack 8 years back. If he gets any heart related sicknesses, will that be covered?
According to most insurance companies’ opinion, if he is taking any treatment or any medications currently (including any over the counter medicines), it will be considered a pre-existing condition, and it will not be covered. If not, at the time of the loss, based on attending physician statement(APS), claim adjuster will determine whether it will be covered or not.