My employer has a waiting period for enrollment in the plan. How does this relate to the preexisting condition exclusion period?
HIPAA does not prohibit a plan or issuer from establishing a waiting period. For group health plans, a waiting period is the period that must pass before an employee or a dependent is eligible to enroll under the terms of the plan. Some plans have waiting periods and preexisting condition exclusion periods. However, if a plan has a waiting period and a preexisting condition exclusion period, the preexisting condition exclusion period begins when the waiting period begins.
Related Questions
- Does the Waiting Period required by an employer before an employee becomes eligible for health insurance count toward the preexisting condition exclusion period?
- My employer has a "waiting period" for enrollment in the health plan. Does this change the pre-existing condition exclusion period under HIPAA?
- My employer has a waiting period for enrollment in the plan. How does this relate to the preexisting condition exclusion period?
