My credit isn t exactly the greatest. What should I do?
Bad credit is certainly not going to help your situation. Sometimes a negative credit report, even if accurate, does still not tell the whole story. We suggest that you obtain a free credit report on yourself so that you can see what the owners will see. Try to put a positive spin by explaining things upfront. Were there mitigating circumstances beyond your control such as a divorce, an illness or the filing of bankruptcy by a spouse? Were the negative items from many years ago? Do you have a good, steady job now? Have the financial circumstances of your life changed? If so, you need to get the positive information to the landlords. Don t wait for them to come to you asking for it. Include a recent pay stub or a recent tax return as proof of your current financial situation. A positive letter from your current landlord can go a long way as well. You might also offer a larger security deposit or an extra month s rent if you re in a position to do so. • I have a pet, what can I do? Tryin
