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My company recently switched my health insurance plan from a PPO to an HMO. What is the difference between the two?

April 26, 2017COMPANY difference health insurance hmo Plan ppo

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My company recently switched my health insurance plan from a PPO to an HMO. What is the difference between the two?

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A. There are many differences. However, the primary distinction is that coverage for an out-of-network provider is more restrictive under an HMO. An HMO also may require that you designate a primary-care physician from within the network.