My car was broken into and my cell phone, laptop, portable CD player and a number of CDs were stolen. Am I covered?
The Mass. Personal Automobile Insurance policy specifically excludes coverage for tapes, discs or records. Cell phones, laptops and CD players (and other sound producing equipment) are only covered if they are permanently installed in a vehicle, you are a AAA member or if you have added this endorsement to the policy and up to amount of coverage. (see auto package endorsement effective 08/01/08 ) Otherwise, portable devices that may be used in your vehicle may be covered under your homeowers insurance policy.
