My business operation involves the manufacturing of a tangible product. Does a general liability policy protect me?
The general liability (Premises/Operations) policy would respond to bodily injury and property damage claims that occurred as a result of an accident on the premises or work site, i.e., a slip and fall type claim. Injury as a result of a product manufactured by the business is not covered by the general liability or BOP policy. Manufacturing type businesses need to carry Products/Completed Operations liability coverage which is specifically designed to respond to claims by people who are injured as a result of the product they bought from or through you.
Related Questions
- Most business owners carry a Business Office Policy (BOP) with Comprehensive General Liability (CGL) Coverage. Doesn that cover employment-related cases?
- My business operation involves the manufacturing of a tangible product. Does a general liability policy protect me?
- Who does the Professional & Business Liability policy cover?
