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My browser indicates I have a personal certificate as well as a site certificate. What is the difference?

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My browser indicates I have a personal certificate as well as a site certificate. What is the difference?

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There are two types of Digital Certificates: personal certificates and server certificates. Personal certificates let us authenticate a visitor’s identity and restrict access to specified content to particular visitors. Personal certificates are perfect for business–to–business communications such as offering our deduction clients controlled access to special Web sites for accessing their particular deduction data. Server certificates allow visitors to our Web site by encrypting the information exchanged between their Web browser and our server. Server certificates also allow visitors to our site to authenticate our identity so you can feel secure that you are communicating with us and not with a rogue site impersonating us. Server certificates are a must for everyone operating a site designed to exchange confidential information with clients, customers, or vendors.

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