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My 19-year-old son only drives the car occasionally. Does he need to be listed as a nominated driver?

April 26, 2017car driver drives nominated son

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My 19-year-old son only drives the car occasionally. Does he need to be listed as a nominated driver?

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A. Yes. Adding an under-25-year-old driver dramatically affects the risk the insurance company is exposed to. To correctly price, the insurance company needs to know the total risk and charge the relevant premium. This allows premiums to be fairly distributed and ensures that not all customers are charged for those that pose a higher risk of having an accident.