M@XX Checking Frequently Asked Questions Q: What are the requirements to earn 4.00% APY on my checking account?
• Use your Visa® Check Card a minimum of 15 times (excludes PIN and ATM based) • Enroll in Online Banking • Accept eStatements, an electronic delivery of statements • Line up a minimum of one direct deposit or debit Q: Is this account FDIC insured? A: Yes, this account is FDIC insured. Q: What happens if I don’t meet the requirements for M@XX Checking? A: If you don’t meet the monthly requirements, you simply don’t earn the premium rewards for that month and start all over the following month. This mean you will not receive 4.00% APY for that statement period and will not receive any ATM fee refunds for the previous month. Instead, the ATM fees will be charged to your account on the following month’s account statement and you earn only ___% APY on balances up to $25,000. Q: If I qualify, when will I receive my interest? A: You will receive your interest at the end of each statement cycle, which is the last business day of each month. Q: Do I receive 4.00% APY on the total amount? A: Yo
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