Must I use a physician or hospital in the NJ DIRECT network or BlueCard® PPO network?
No; you may use your out-of-network benefits, which offer care from any eligible physician or hospital outside the NJ DIRECT or BlueCard® PPO network in exchange for higher out-of-pocket costs. Out-of-network benefits require a deductible and coinsurance (and may be subject to balance billing), while members using in-network benefits will only be responsible for a copayment, for most services.
Related Questions
- Are physicians and providers in a PPO rental network required to be listed in the physician and hospital directory?
- How can I find a physician, hospital, or outpatient facility in a Baptist Health Services Group network?
- Must I use a physician or hospital in the NJ DIRECT network or BlueCard® PPO network?
