Money not being an issue: Would you rather go backpacking across Europe or go on a chartered tour staying in nice hotels, etc?
I would prefer backpacking and staying at hostels even if money was not the issue.People that travel like this are much more informative,well traveled,and interesting.I have stayed in nice hotel rooms and had everything at hand and found the most boring people of all.I need the excitement of simulating conversation and maybe going to the pub with fellow backpackers.I have already done this once and learned this from experience.