MEDICAL TREATMENT PROTOCOLS AND DIAGNOSTIC TESTS Will my medical care for auto accident injuries be handled differently?
In an effort to combat tens of millions of dollars of fraud and abuse in the state s auto insurance system, the reform law required the New Jersey Department of Banking & Insurance to establish guidelines for the standard treatment of injuries sustained in automobile accidents. After months of research and dialogue with state boards that license various medical professionals, the Department approved a set of medical treatment guidelines and a list of valid diagnostic tests. The new rules ensure that injured auto accident victims receive prompt medical treatment from responsible medical professionals while adding reasonable controls to prevent widespread fraud and abuse. Emergency medical treatment is not affected by the guidelines and it remains the policyholder s right to choose his or her own physician.
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