May an individual voluntarily withdraw accumulated social security earnings while in their 30s?
You don’t have any “Accumulated Social Security Earnings” that you (or anyone else) can “withdraw.” The SSA only keeps a record of how much you earned and how much SS taxes you paid. Your earnings are already in your pocket, so there’s nothing for you to withdraw. The amount of money you earned in your working lifetime determines how much you are eligible to receive in benefits once you either become disabled or retire. The taxes you currently pay go towards the benefits of current SS beneficiaries. When you become eligible, your benefits will be funded by the workforce at that time.
