May an employee choose not to retain optional coverage’s while on a FMLA qualifying leave?
Yes, however, they may have the coverage’s reinstated upon return to work, if the return to work is within the allotted twelve weeks of FMLA qualifying leave. If the leave goes beyond twelve weeks, the employee must reapply with evidence of good health. If an employee chooses not to retain optional coverage’s, they will not be covered for any claims that may have occurred while they were on leave.