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May an ALTCS applicant spend down her resources to meet the ALTCS resource limit?

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May an ALTCS applicant spend down her resources to meet the ALTCS resource limit?

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Many of those who apply for Arizona Medicaid have more resources than Medicaid qualifications permit, but still not enough to cover long-term health care for the remainder of their life. For these applicants, ALTCS planning with an Elder Law lawyer may be instrumental. One strategy for obtaining ALTCS eligibility in such a situation is spending countable resources on exempt resources. Because Arizona Long-Term Care System penalizes certain transfers with a period of ineligibility, however, applicants should only use this method under the advisement of an Elder Law attorney. By working with an Elder Law firm, applicants may arrange their affairs such that they avoid penalties and unnecessary delays in eligibility.

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