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May a spouse, child and member be covered under different Excess Major Medical deductibles?

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May a spouse, child and member be covered under different Excess Major Medical deductibles?

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No, all must be covered under the same deductible, unless the spouse is also a member of the ABA, in which case he/she may purchase his/her own policy. Note: Each individual may only be insured under one policy. A spouse may not be covered as a dependent and as a member, and the children would have to be covered under one policy or the other, not both.

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