May a small employer provide coverage to employees who work fewer than 25 hours per week?
No, they are not eligible employees under the SEH law. If I offer my employees a health benefits plan, may I impose a waiting period before they can enroll? Yes, you currently have the option of requiring a service waiting period of up to six months. Beginning in 2014, federal law will permit waiting periods of no more than 90 days. May I impose a waiting period that is different for some employees? Yes, although no waiting period can exceed six months, and the differing treatment of employees must be based on class distinctions established on bona fide conditions of employment, such as hours worked, salary, title, etc. May a carrier require that a certain number of my employees “participate” if I offer a health benefits plan? Carriers are permitted by law to impose a participation requirement. However, the SEH Program Act does not permit carriers to require more than a 75% participation requirement. In addition, carriers are required by law to credit towards the 75% participation requ
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