May a financial institution issue a check card or off-line debit card to ETA holders?
No. The ETA may not include the off-line capability found in check cards and off-line debit cards. However, a financial institution is required to offer on-line POS access if it is offered to other account holders at the same institution. If a financial institution charges all of its holders a fee for POS, may the financial institution charge ETA holders that same fee? No. Financial institutions are not allowed to charge ETA holders for on-line POS access. If a financial institution conducts credit checks for all account holders before giving them access to the POS network, may the financial institution follow the same process with ETA holders, or are they automatically given access? No. A financial institution may not base access to POS on a credit check on ETA holders. Financial institutions are required to provide unlimited on-line POS access to ETA holders if the financial institution provides on-line POS access to its other account holders. However, financial institutions are perm
