Many students can t afford to insure their property. In addition, student insurance policies don t require them to have and use proper locks – why not?
Having insurance gives peace of mind and means that, if a student is burgled, they can replace their property without having to find the money directly. The price of insurance will often be much less than the price of replacing all their belongings. The East Midlands report showed that the average cost of property stolen in burglaries was £906. Students should think about the number of goods that they have and how much it will cost them to replace those goods if they are stolen and not covered by insurance. We would encourage all students where possible to insure their property. A number of insurance companies do offer policies targeted at students and it is a good idea for students to shop around for competitive prices. It is also possible that their parents home insurance policy may cover students whilst they are at university. If not, it may be cheaper to add this option onto their policy rather than taking out a new policy. The issue of student policies not requiring locks is somet
