M05 always wants to connect to the Internet. Why?
[Relevant to Money2005 (v.14) and up] A) This is probably because M05 insists on getting Internet Updates including stock quotes every time you start it, even if you turn off the setting to update quotes automatically. Even the on-line help has moved to the Internet. Microsoft seems to be trying to desensitize Money users to Money and the Internet being tightly coupled. You could probably get around this with firewall settings, but you would surely have other side effects, given M05s dependence on the Internet. It is not clear if this was fixed in M06. For this reason, I’ve referenced this answer to M06 until we know for sure that it’s been fixed.