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LWAC offers a variety of plans for both STD and LTD insurance that will fit any employer’s needs, regardless of the number of employees. Back to Top Why should employers offer group STD and LTD insurance to their employees?

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LWAC offers a variety of plans for both STD and LTD insurance that will fit any employer’s needs, regardless of the number of employees. Back to Top Why should employers offer group STD and LTD insurance to their employees?

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• Statistics show that disability insurance are more likely to be utilized than life insurance • Income replacement provides financial protection and peace of mind for the employee • Income replacement plans can cost less to fund than sick leave plans offered by the employer.

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