Lost or Stolen Cards Q: What if someone steals my Discover Gift Card or uses it without my permission?
Treat your Card the same as you would treat cash. Discover Card is not responsible for lost or stolen Gift Cards. If you notify us that your Card has been lost or stolen, you may recover only the balance remaining on the Card, if any, as of the time you have notified us that your Card was lost or stolen, less the applicable fee of $5.00 stated in the Discover Gift Card Cardholder Agreement.