Loan for my house went to the underwriter and now waiting?
When you are pre-approved, that is based on the credit report, and the income and asset information YOU provided on your application. When it goes to final underwriting, they verify that information with bank statements, paycheck stubs, and tax returns. It went to high-level review because there is some discrepancy that the regular underwriter wants a higher up (like an underwriter manager, or underwriting committee) to give a final approval on. I know its a little nerve-wracking, but you just have to wait and see what they say.