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Limitation to use” under private car policy restricts use of vehicle.Then cover is available for what purpose?

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Limitation to use” under private car policy restricts use of vehicle.Then cover is available for what purpose?

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Under the private car policy the “limitation to use” is only for private purpose and not for any other purpose. (eg commercial purpose). This is because if a private car is used for commercial purpose then its risk profile would change and the insurance company has not charged you for this category of risk.

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