like to open a simple checking account
You can open a very simple checking account at your local bank or credit union by going in with your deposit cash or check and talking with the New Accounts teller. You will be asked for identification, usually two forms of identification, and your driver’s license or state identification number will be sent through a check verification system for approval of your new account.
If you do not have a need for checks and plan to pay bills solely on line with your checking account, you could start an account with an on-line bank (such as ING) for little or no fees, and sometimes with a new account bonus deposit of some small amount like $25 credited to your account.