I’ve heard a lot of about “insurance reforms.” What sort of reforms are in the health reform bills?
• Protects patient choice • Prohibits pre-existing condition exclusions • Requires guaranteed issue and renewal for insured plans • Requires parity in mental health and substance abuse disorder benefits consistent with AAFP policy • Ensures adequacy of provider networks. • Ensures value and lower premiums • Requires coverage of essential benefits package including prevention • Requires fair marketing practices by health insurers • Requires fair grievance and appeals mechanisms • Requires information transparency and plan disclosure • Requires timely payment of claims • Requires administrative simplification • Closes the Medicare Part D donut hole is also big for our patients. • Eliminates annual and lifetime caps on losses.
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- I’ve heard a lot of about "insurance reforms." What sort of reforms are in the health reform bills?
