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Ive got travel insurance and household insurance and all my baggage is lost. Who do I claim from?

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Ive got travel insurance and household insurance and all my baggage is lost. Who do I claim from?

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10

In insurance language the travel insurance is called the more specific insurance and it would pay up to its maximum. If the amount lost were bigger than that amount then your insurer would pay the surplus (subject of course to your sums insured being adequate and the circumstances of the claim).

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