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Ive checked and rentals are covered by my auto insurance policy. Why should I consider electing the optional Collision Damage Waiver?

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Ive checked and rentals are covered by my auto insurance policy. Why should I consider electing the optional Collision Damage Waiver?

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A. Collision Damage Waiver waives your responsibility for theft of (where permitted by law) or damage to the rental vehicle. If your rental vehicle is damaged or stolen, you’re covered without having to make any claim against your personal auto insurance policy. CDW allows you to minimize the risk of higher premium costs or cancellation. (CDW is not insurance and typically is a waiver for the entire damage.). However, some locations may offer a partial waiver, in which case you will be responsible for the first $1,500.00 in damages.

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