Ive been sued for non-payment of a debt or mortgage. How can bankruptcy help me; isn it too late now that the lawsuits been filed?
It is definitely not too late. Filing for bankruptcy will at least temporarily stop any legal action taken against you, including lawsuits, foreclosures and utility shut-offs. Even if the lawsuit is over and a judgment has been entered against you, filing for bankruptcy will often let you set aside the judgment and eliminate the underlying debt. If you are in debt and have received a utility shut-off notice, a notice of intent to foreclose or repossess property, or a notice of intent to sue for any reason, you should immediately see a lawyer.